Source: http://alankatz.wordpress.com/2011/02/27/rate-regulation-grants-announced-by-hhs/
Wednesday 20 July 2011
Rate Regulation Grants Announced by HHS
Carriers set health insurance premiums based on several criteria. The single biggest component is the expected cost and utilization of medical services. Then there?s the need to cover overhead (such as operations, sales costs, marketing and armies of lawyers to deal with regulation) and profit (or retained earnings for non-profits). Insurers know they don?t operate [...]
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